Terms and Conditions
Last Reviewed: 2 November 2026
These Terms & Conditions govern your use of Finance Sikh, a website that provides general personal finance educational information.
By using this site, you agree to lawfully use this site in compliance with these terms and conditions. Please do not use this website if you do not agree with the following terms.
1. Education only
This site provides general information relating to personal finance topics such as budgeting, saving, investing, insurance, taxation, loans, credit and calculators.
This information is provided for general educational purposes only and should not be considered investment, tax, insurance, legal, financial or credit advice. There is no professional advisory relationship between you and us.
You should make sure that you consider your own situation and check any information before acting. If appropriate, you should consult a correctly qualified professional.
2. Website Use
You are allowed to use this site for personal, non-commercial and lawful purposes. This includes reading articles and using any calculators.
Do not use this site in a way that could be considered abusive, or try to disrupt its operation. You must also not include any malicious code or use the site in any way that is illegal or infringes the rights of others.
3. Intellectual property
Unless otherwise specified, the text, graphics, branding and other materials on this site are intended to be owned by or have been given permission to be used by the site owner.
Short quotes can be used for lawful reasons, as long as they are not misleading and properly attributed, according to applicable laws.
Do not copy, publish, distribute or use large parts of the content on this site without permission. This does not apply if it is allowed under applicable laws.
Names, brands, materials and resources from third parties are subject to their own rights.
4. Accuracy & Up to Date
Whilst we endeavour to provide helpful, clear and well researched information, there may be changes to financial regulations, taxation, interest rates, product information, insurance policy wording and other information.
We cannot guarantee that all pages will be up to date, complete, free from errors and will be suitable for all readers. This information may be amended, updated or removed at anytime.
You should double check any key details using current official sources.
5. Calculators and examples
Calculators and examples have been provided to help explain financial concepts. Results will be dependent on the information provided, any assumptions and the methodology used.
Results may be an estimate or example and should not be considered a prediction, assurance, official quote or guarantee. Calculators may not take into account all fees, taxes, product conditions or personal situations.
Please ensure you understand any assumptions and double check any key results.
6. Links
This site may contain links to third party websites. These sites are independent and may contain different information, terms and privacy policies.
Links have been provided for ease of use and may not mean that we recommend the third party or their products/services. We cannot control all external content and cannot guarantee its accuracy, availability or continuity.
You are responsible for checking the terms and privacy policies of any external websites you use.
7. Limitations
As far as is allowed by applicable law, Finance Sikh and the site owner are not liable for any loss incurred by relying on general information provided on this site, calculators, external websites or site downtime.
Nothing within these terms is intended to limit or exclude our liability, where it would be unlawful to do so. Nor is it intended to exclude or limit any rights we cannot lawfully exclude or limit.
General educational information should not be relied upon when making any decisions relating to financial, taxation, insurance, legal or credit matters.
8. Changes
These Terms & Conditions may be updated from time to time to reflect changes to the site, features or applicable requirements. The latest version will be available on this page. Appropriate dates will be included where applicable.
9. Contact
Any questions regarding these terms can be emailed to: financesikh.learn@gmail.com
Site Owner & Review Approval: Ashish Malaviya; 2 November 2026.
These terms have been reviewed by the site owner for the current website setup. They should be revisited if the site, services, or applicable legal requirements change.